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  Caution: When Saving For Your Special Child’s Future   As you are probably aware Budget 2014 has increased the Deposit Interest Retention Tax (DIRT) on all savings or investments to 41%. This comes at a time when interest rates are low and it is extremely hard to get a decent return (check www.bonkers.ie to […]

  Prevent your child being made a Ward of Court   Special needs parents need competent legal advice if they want to prevent their child being made a Ward of Court after they have passed away. If you don’t put your legal affairs in order then the court may intervene, especial if they believe your […]

I hope you had a lovely summer and enjoyed the exceptional weather we had in July. 2013 summer holidays are finishing up and our kids are head back to school. Back to school is an expensive time of year. With this in mind I thought I’d give you a little reminder of schemes and grants […]

As the HSE, Charities and Service Providers struggle to cope financial, parents are faced with being put on extremely long waiting lists for equipment, therapies and services. No parent likes to see their child waiting for essential treatment or equipment and many parents are opting to pay for services or equipment themselves. This can be […]

As a parent of a child with special needs, it is very easy to put things on the long finger because you are so busy with immediate demands on your time. If you haven’t already written a Letter of Wishes then please read on because this is of utmost importance. What is a Letter of […]

Recently I created a special needs financial plan for a family whose youngest child had a physical disability; it struck me how unaware they were of the dangers in not having a will. In the course of conversation they mentioned that making a will was something they had put on the long finger. The shocking […]

Let’s do something different this time, let’s make a New Year’s Resolution that lasts. Financial resolutions are often high on the list with promises of “spend less and save more”. Let me guide you on how to make it happen. Firstly, download my budget plan for your family FREE at www.financialwellbeing.ie The following key pointers […]

Christmas is coming, spirits are rising and after a tough financial year for most Irish people, I would like to share some of my best Christmas financial tips to help you. Christmas Budget Sheet A great tool I ask my clients to use is a Christmas Budget Sheet because a little planning can make a […]

What I often find is parents are obsessed with providing for their children with special needs but neglect their own financial position. Parents are constantly paying out money each month to get their children the best care possible to increase their quality of life but often neglecting their own financial situation. Every day, parents are […]

  When speaking to parents about financial planning, I often come across the following obstacles; •    I don’t know where to start •    I don’t know whom to trust •    I don’t have enough time •    I don’t have enough money •    I don’t want to face up to this issue now •    I’m hoping […]